Higher Education in the USA
International students that want to study in the U.S.A., have different financial aid forms available to them. All aid is based on individual need, educational costs and availability of funds. Awards may consist of scholarships, fellowships, loans, and grants, among others. Employment opportunities on-campus are available for international students; sometimes off-campus employment is also available under certain conditions and with special work permissions.
Scholarships in the undergraduate level can be based on merit (academic), athletics, talent, or other criteria such as country of origin, gender, ethnicity, extracurricular activities, honors and awards, leadership, etc. Student-athletes can only obtain athletic scholarship money for their undergraduate studies and while being eligible.
For graduate studies there are also many opportunities for financial aid, which include scholarships, fellowships, loans, grants, assistantship positions (teaching, research, graduate assistantships for all students, and coaching/athletic assistantship for athletes interested in them).
International students are encouraged to complete their applications for admissions and scholarships early.
List of Financial Aids:
• University Scholarships/ Fellowships/ Awards – Financial awards given by the university. Types include: athletic, merit/academic, talent, others.
• External Scholarships/ Fellowships/ Awards – Financial awards through funds and organizations external to the university.
• Employment opportunities – Having a job while studying always helps! Most international students can only work on-campus up to 20 hours a week- very few exceptions exist to this rule.
• Assistantship positions – Most times assistantship positions are paid/help financially the student- in some cases they are non-remunerated. For graduate students options include: research, teaching, or graduate assistantships, assistant coaching, working in a specific department of the university, etc.
• Grants – This are non-repayable funds given to students by the government, an organization, foundation, trust, educational institution, individuals, etc.
• ASAL Scholarships – ASAL clients (both students & student-athletes) can apply for these. Keep in mind that they are very competitive as only 1 student and 1 student-athlete are selected each year out of all applicants.
Loans – This can be private or federal. Federal U.S. loans only apply for U.S. citizens. International students may find loans through their own government or private lenders.